In the 18 months since that storm, it’s been widely reported that insurance costs have gone through the roof (pun intended) across the country. I renewed my Cincinnati homeowner’s policy in April. Last year’s premium was $1,267. This year’s premium came in at $1,656 for a 31% increase!!! To get to the bottom of what’s behind the insurance inflation, I turned to a friend of mine, Jean Mabry, who works for Risk Source, an independent insurance company in Cincinnati. Make sure you stick around for some ideas on what you can do to minimize your insurance costs.

I like to “double down” so to speak. And by double down I mean that I utilize my savings to get an additional return. I’m talking about carrying a higher deductible on my car and home insurance.

Fast forward to last Tuesday morning. 7:15 am and Corie and I were watching the sun come up in Florida. At 7:20 am I got a text from Brian. Brian, Dave and I talk and text at all hours of the day and night about how to help our clients, the market, and all things Madeira. So when I got a text at 7:20 am, it wasn’t totally unexpected. Except, it was…..